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Will I pass Instant Funding? Your odds for every Instant Funding challenge

Enter how you trade and we simulate 1,000 attempts of the Instant Funding challenge you pick against its real rules — daily loss, drawdown, profit target, minimum days and time limit. Then rank all 8 Instant Funding programs by your odds.

Market

Full rules: Instant Funding One-Phase Lite (formerly One Phase Clarity)

Your odds of passing

Enter how you trade and we run 1,000 evaluations of the Instant Funding One-Phase Lite (formerly One Phase Clarity) against its own daily limit, drawdown, target and day rules.

51%
passed
55 days
typical time to pass (37–79)
$559
expected spend to get funded
  • Passed 51%
  • Max loss 45%
  • Still going after 130 days 5%

A model, not a forecast: each trade wins or loses your average amount at random, days are whole weekdays, and trailing floors never lock. Consistency, news and weekend rules aren't applied. Expected spend = what one attempt costs ÷ pass rate, assuming each retry costs the same. Have real results? Replay your own days.

Challenge a friend

Send your numbers on this challenge. Your friend enters theirs — no account needed — and sees who would pass more often.

Which Instant Funding challenge gives you the best odds?

The same numbers, run against every Instant Funding program at one account size and ranked by expected spend to get funded — what one attempt costs divided by your pass rate. Compare every firm.

1,000 simulated attempts

Each attempt plays out day by day with your win rate, average win and loss, and trades per day — checked against the challenge's own limits.

Find your best risk size

Change your average loss and watch the pass rate and days to pass move. Smaller risk usually survives the drawdown more often.

Track the real thing

In the app, the challenge you are in gets new odds every evening from your actual balance — and an alert if they drop.

Already in a challenge?

Add the account and we recalculate your odds from your real balance every evening, with an email if they fall.

Track my challenge free

Have real trading days instead? Replay them against every firm to see where you would actually have passed.

All Instant Funding rules, payouts and drawdown details: Instant Funding rules.

Pass probability calculator by firm

FAQ

Instant Funding pass probability — common questions

It depends on how you trade. Pick the Instant Funding program and account size above, enter your win rate, average win and loss and trades per day, and we simulate 1,000 attempts against that program's own target, daily loss limit and drawdown. Most traders land somewhere between 20% and 60%; the number moves most with how big your average loss is compared with the drawdown.

Instant Funding sells 8 programs: Instant Funding (PRO) ($625–$120K); Instant Funding Lite (formerly GO) ($1,250–$80K); IF Micro Pro ($10K–$100K); IF Micro Lite ($5K–$50K); IF Starter (formerly IF1) ($2K–$200K); One-Phase Pro (formerly One Phase) ($10K–$100K); One-Phase Lite (formerly One Phase Clarity) ($5K–$100K); Instant Funding Evolve ($10K–$50K). The easiest one for you is the one your numbers survive most often — use “Which Instant Funding challenge gives you the best odds?” above, which runs your numbers against every Instant Funding program at one size and ranks them by the expected cost to get funded.

The profit target, daily loss limit, maximum drawdown (trailing, static, end-of-day trailing), minimum trading days and time limit of each instant funding and 1-step challenge program, as published by Instant Funding and last checked on 2026-10-27. Consistency, news and weekend rules aren’t simulated — see the full Instant Funding rules page for those.

We run 1,000 simulated attempts of the challenge you pick. Each simulated day you take your usual number of trades; each trade wins your average win or loses your average loss at your win rate. Every attempt is checked against the program's own profit target, daily loss limit, maximum drawdown (static or trailing), minimum trading days and time limit. The share of attempts that reach the target is your pass probability.

Every evaluation in our verified rules database — futures firms like Topstep, Tradeify, Lucid Trading and My Funded Futures, and forex/CFD firms like FTMO, FXIFY and The5ers — at every account size they sell. Each program shows the date its rules were last checked against the firm's own site.

Your win rate, average winning trade and average losing trade in dollars, and how many trades you take a day — ideally from your last 30–50 trades. If you journal on PropFundHub, "Use my numbers" fills them in from your own trades.

No. It is a model: it assumes your results stay the same and treats every trade as independent. It does not apply consistency, news or weekend rules. Use it to compare challenges and to see whether your risk per trade fits the drawdown — not as a promise.

Drawdown limits are fixed dollar amounts. Halving your risk per trade usually makes a run of losses far less likely to hit the floor, while the target is still reachable — just slower. Try a few average-loss values and watch both the pass rate and the days to pass.

Free, with no account needed — the simulation runs in your browser. A free account adds daily odds for the challenge you are actually in, recalculated every evening from your real balance, with an alert if they drop.

Pass the challenge you're actually in

Daily odds, live drawdown room and rule alerts for your real account.

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